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# Elite Direct Finance: Elite Direct Finance is your go-to destination for personalized financial solutions, specializing in boat, RV, and camper financing. Our dedicated team of professionals combines expertise with a commitment to client satisfaction to offer a comprehensive range of financing options tailored to your unique needs. Whether you're dreaming of setting sail on the open waters, embarking on a cross-country adventure in an RV, or exploring the great outdoors in a camper, Elite Direct Finance is here to make those dreams a reality. With flexible repayment terms, competitive rates, and a focus on integrity and trust, we strive to provide you with the perfect financing solution to bring your outdoor adventures to life. Choose Elite Direct Financing for all your boat, RV, and camper financing needs and set sail for a future filled with unforgettable experiences.

## Sitemaps
[XML Sitemap](https://elitedirectfinance.com/sitemap_index.xml): Includes all crawlable and indexable pages.

## Posts
- [First-Time Camper Buyer’s Guide to Getting Financed](https://elitedirectfinance.com/finance/camper-loan-eligibility-for-first-time-buyers/): Buying your first camper is exciting, but financing it is where most first-time buyers get stuck. Whether you're eyeing a pop-up camper for weekend trips or a travel trailer for longer adventures, understanding what lenders actually look for — credit score, income, debt-to-income ratio, and down payment — puts you in control of the process instead of leaving you guessing. This guide breaks down exactly what it takes to qualify for a camper loan and how to put your best application forward. What Credit Score Do You Need for a Camper Loan? A credit score is the single biggest factor lenders weigh when reviewing a camper loan application. It tells them how reliably you've repaid debt in the past, and it directly shapes the interest rate and terms you'll be offered. What Is a Good Camper Loan Credit Score for First-Time Buyers? Most camper lenders look for a FICO score of 660 or higher, with scores above 700 unlocking the best rates and longest terms. Here's a breakdown of common score tiers and what they typically mean for your loan: FICO Range Qualification Level Typical Interest Rate 300–579 Poor 15–36% APR 580–669 Fair 10–20% APR 670–739 Good 7–12% APR 740–850 Excellent 5–9% APR Buyers in the "Good" and "Excellent" tiers get access to lower rates and more flexible terms, which makes a real difference over the life of a camper loan. If your score falls below 660, it doesn't mean you're out of options — it just means a specialty lender who works across credit tiers can help you find the right fit. How Can You Improve Your Credit Score Before Applying? Pay each bill on time to build a consistent payment history. Keep credit utilization below 30 percent of available limits. Review your credit report and dispute any errors promptly. Focusing on these three habits for a few months before you apply can meaningfully boost your score and lower your borrowing costs. For more detail, see our guide on improving your credit score before financing a recreational vehicle. What Income and Debt-to-Income Ratio Are Required for Camper Loan Approval? Lenders need to see that you can comfortably take on a new monthly payment without overextending yourself. They do this by verifying your income and calculating your debt-to-income (DTI) ratio. How Do Lenders Assess Income Stability for First-Time Camper Buyers? Recent pay stubs covering at least one month of employment. Two years of tax returns for self-employed applicants. Bank statements showing consistent deposits. Demonstrating steady income reassures lenders that you can keep up with payments long after the paperwork is signed. What Is the Ideal Debt-to-Income Ratio for Camper Loan Eligibility? Debt-to-income ratio measures the share of your gross monthly income that goes toward existing debt payments. Most lenders target a DTI under 36 percent, though some will approve applicants up to 40 percent depending on the rest of the financial picture. Paying down existing debt before applying is one of the most effective ways to strengthen your application. What Down Payment Is Needed to Boost Your Camper Loan Approval Chances? A down payment lowers the lender's risk and can unlock better rates and terms — especially valuable for first-time buyers with limited credit history. How Much Down Payment Do Lenders Typically Require? Most camper lenders expect a down payment between 10 and 20 percent of the purchase price. Putting down at least 10 percent shows good faith and improves your loan-to-value ratio, which makes approval more likely and can meaningfully lower your rate. What Are the Benefits of Making a Larger Down Payment? Lower interest rates by reducing the lender's exposure. Smaller monthly payments when the principal balance is smaller. Faster equity build-up, reducing the risk of owing more than the camper's value. A higher down payment directly improves both affordability today and your financial position down the road. New vs. Used Camper Loans: How Financing Differs The type of camper you choose — new or used — affects more than the price tag. It also shapes your interest rate, loan term, and down payment requirements. Here's a side-by-side look: Factor New Camper Used Camper Typical Interest Rate 5–9% APR 7–14% APR Maximum Loan Term Up to 20 years Up to 10–15 years Typical Down Payment 10% 15–20% Age Restrictions None Often 10–15 years or newer Documentation Needed Purchase agreement, invoice Bill of sale, possible appraisal New campers are generally the easier and cheaper financing path since lenders have a clear, established value with no condition uncertainty. Used campers can absolutely be financed too — including private party purchases — but expect a slightly higher rate and a shorter maximum term, especially on older units. What Types of Camper Loans Are Available and How Do They Affect Eligibility? Camper loans generally fall into two categories — secured and unsecured — and the difference has a real impact on your rate, term, and approval odds. What Is a Secured Camper Loan and How Does Collateral Affect Terms? With a secured loan, the camper itself serves as collateral. Because that gives the lender a safety net, secured loans typically come with lower interest rates and terms that can stretch up to 20 years. Read more about how this works in our breakdown of secured vs. unsecured financing. What Are Unsecured Camper Loans and Their Risks for First-Time Buyers? Unsecured camper loans don't require collateral, but they carry higher interest rates — often 8–20 percent APR — and shorter repayment windows, typically five to 10 years. First-time buyers using this route should expect tighter credit requirements, usually a score above 700. What Are the Essential Steps and Documents for Your First Camper Loan Application? A clear roadmap and organized paperwork make the entire process move faster — and reduce the back-and-forth that slows down approval. Which Financial Documents Do You Need to Prepare? Proof of income (recent pay stubs or tax returns). Bank statements covering at least the last two months. A current credit report showing your score and credit history. Government-issued ID and proof of residence. Having these documents ready before you apply keeps the process moving and avoids unnecessary delays. How Does Getting Pre-Qualified Help First-Time Camper Buyers? Pre-qualification gives you a clear budget before you start shopping and signals serious intent to sellers and dealers. A defined loan amount that aligns with your financial capacity. Negotiation leverage when shopping at a dealership or with a private seller. Faster closing once you've found the right camper. Best of all, Elite Direct Finance uses a soft credit pull, so checking your options won't affect your credit score. Ready to Get Financed for Your First Camper? Securing a camper loan as a first-time buyer comes down to meeting credit score thresholds, demonstrating steady income with a manageable debt-to-income ratio, and bringing a reasonable down payment to the table. Whether you choose a new or used camper, secured or unsecured financing, getting pre-qualified before you shop puts you in the strongest possible position. Questions? Call our team at 866-553-0686.
- [Mastering the Horse Trailer Loan Application Process: How to Finance Your Horse Trailer Successfully](https://elitedirectfinance.com/finance/horse-trailer-loan-application/): Navigating the horse trailer loan application, with its credit checks, income verifications, and rate comparisons, can feel like a challenge. This guide simplifies the process, breaking down every essential requirement, walking you through each step, comparing loan types, and sharing proven strategies for success. You’ll learn how your credit score and debt-to-income ratio impact approvals, what documents you’ll need, and how to present your application for swift, favorable financing. Discover how Elite Direct Finance’s network of lenders and our soft credit-pull pre-qualification make your journey to trailer ownership smoother.
- [Unlock Your Dream RV, Boat, or Vehicle with a Stellar Credit Score: Expert Strategies for Financing Approval](https://elitedirectfinance.com/finance/strategies-for-financing-approval/): A robust credit profile is your key to unlocking better interest rates and faster approvals for your RV, boat, camper, or powersports vehicle financing. Elevating your credit score for loan approval starts with grasping the fundamentals of credit, meticulously addressing any inaccuracies, and implementing proven strategies that lenders highly value. This in-depth guide will walk you through checking and correcting your credit report, optimizing crucial elements like your payment history and credit utilization, and employing targeted tactics—such as secured credit tools and dispute processes—to significantly boost your score.
- [Boat Loan Eligibility Explained: What You Need to Know to When You Apply](https://elitedirectfinance.com/boating/boat-loan-eligibility/): Boat loan eligibility hinges on your financial profile, the vessel’s characteristics, and lender requirements, making the approval process as critical as selecting the right boat. Homeowners seeking marine financing need clarity on credit scores, down payments, debt ratios, and loan terms before committing.
- [Truck Camper Financing: Your Guide to Securing the Best Rates and Terms](https://elitedirectfinance.com/finance/truck-camper-financing/): Getting the right financing for your truck camper is all about understanding how your credit score, down payment, loan term, and loan type all work together to shape your interest rate and monthly payments. This guide is packed with practical tips and advice for truck camper financing, reflecting Elite Direct Finance’s commitment to a smooth and transparent process. We'll help you compare lenders, navigate the application journey, and get a clear picture of your potential payments.
- [What Happens After You Apply for Recreational Vehicle Loan Finance?](https://elitedirectfinance.com/finance/what-happens-after-you-apply/): Following a decline, you might consider options such as adjusting the loan amount, extending the repayment period, or offering additional security. Alternatively, you could appeal the decision by providing further supporting evidence, such as a guarantor or a larger deposit, which might help overturn the outcome. Taking these proactive steps can significantly improve your prospects when you reapply.
- [Estimate Your Recreational Vehicle Finance Payments with a Loan Calculator](https://elitedirectfinance.com/finance/rv-loan-calculator/): Getting a clear picture of your monthly payments for a new recreational vehicle is the first step to securing confident finance. A loan calculator provides straightforward repayment estimates, helping you compare your options, manage your budget effectively, and move forward with peace of mind. Learn how the calculator works with your figures, explore the range of vehicles you can finance, understand the key terms that influence your borrowing costs, and navigate the application process from initial pre-qualification to final approval. Discover solutions for those with less-than-perfect credit, realistic repayment examples, and common customer questions. Gain the knowledge and tools needed to easily estimate and secure tailored recreational vehicle finance.
- [Secure Your Dream Ride: Fixed Rate RV Financing and Boat Financing](https://elitedirectfinance.com/finance/fixed-rate-rv-financing/): Securing a fixed interest rate for your recreational vehicle finance means your repayments stay the same, no matter what happens in the wider economy. In 2025, people financing boats, RVs, campers, or powersports vehicles are really looking for payment stability and the peace of mind that comes with knowing exactly what their budget will be.
- [RV Loan Eligibility for First-Time Buyers Explained: How to Qualify and Secure Financing](https://elitedirectfinance.com/finance/rv-loan-eligibility-for-first-time-buyers/): Securing financing for an RV Loan is the crucial first step toward making ownership a reality. More than two-thirds of buyers rely on loans to purchase a motorhome or travel trailer, yet understanding eligibility rules can feel daunting. This guide clarifies the key criteria—credit score, income and debt-to-income ratio, down payment, loan types, and application steps—for first-time buyers.
- [Short-Term vs Long-Term Truck Camper Loans Explained](https://elitedirectfinance.com/rv/short-term-vs-long-term-truck-camper-loans/): Short-term and long-term truck camper loans both finance the purchase of a recreational vehicle while balancing monthly payment size and total interest paid. Borrowers face higher instalments over a shorter span with one option and lower payments over a longer period with the other. This article defines each loan type, explores their pros and cons, examines the role of interest rates and credit scores, and outlines how to calculate and compare payments. Readers will learn which financing horizon suits their budget, credit profile, and travel goals.
- [Horse Trailer Financing Options Explained for Budgeting](https://elitedirectfinance.com/finance/horse-trailer-financing/): Efficient financing of a horse trailer is vital to ensure that investments in equine transportation remain affordable and sustainable. Homeowners with horses need financing options that balance equity, income, and collateral while managing insurance, inventory, and annual percentage rate considerations. This article outlines various financing options, budgeting strategies, the application process, and a comparison of loan types to help you choose the best method for your needs.
- [Unlocking Boat Loan Pre-Approval for Your Dream Purchase](https://elitedirectfinance.com/boating/unlocking-boat-loan-pre-approval-for-your-dream-purchase/): Boat loan pre-approval gives buyers a competitive edge by clarifying their financial capacity before contacting a seller. Unlike pre-qualification, which only provides a rough estimate, pre-approval involves a comprehensive review of credit history, income, employment status, and available down payment. With documented lender backing, buyers gain negotiating strength, create precise budgets, and shorten the boat purchasing timeline.
- [Understanding Boat Financing Terms Made Simple](https://elitedirectfinance.com/finance/understanding-boat-financing-terms-made-simple/): The complexity of boat financing can be overwhelming, particularly for families venturing into maritime ownership for the first time. boat loans differ from traditional home or auto loans in several significant ways, influenced by factors such as the boat's age, type, usage, and the unique risks associated with purchasing watercraft. In this article, readers will gain a thorough understanding of core boat loan concepts, interest rate dynamics, repayment structures, the application process, key financing elements, and a glossary of essential terms. By understanding critical concepts—ranging from down payment options to loan-to-value ratios and underwriting practices—borrowers can make informed decisions that positively affect their net worth and overall financial health. With keywords such as down payment, secured loan, annual percentage rate, and credit union woven throughout the narrative, this article is designed to be an indispensable resource for anyone interested in securing funding for their boat purchase.
- [Understanding Secured and Unsecured Boat Loans: Key Advantages and Disadvantages Explained](https://elitedirectfinance.com/boating/understanding-secured-and-unsecured-boat-loans-key-advantages-and-disadvantages-explained/): Buying a boat can be an exciting venture, but choosing the right financing option can be challenging. Secured and unsecured boat loans each offer distinct advantages and disadvantages that can impact your financial decision. This article outlines key differences between these loan types, helps readers evaluate which option aligns with their needs, and presents real-life scenarios to illustrate practical outcomes. By understanding secured and unsecured boat loans, readers will gain clarity on the best approach to financing their vessel, addressing their concerns about cost and liability.
- [Lender Mix is Key to Your F&I Success](https://elitedirectfinance.com/finance/lender-mix-is-key-to-your-fi-success/): By Jared Zimlin, Director of Business Development, Elite Recreational Finance, an MRAA Education Champion
- [Understanding NADA Boat Values to Determine Boat Prices](https://elitedirectfinance.com/boating/nada-boat-values/): When it comes to buying or selling a boat, understanding the value of a boat is crucial. The National Automobile Dealers Association (NADA) provides a comprehensive guide to help individuals navigate the often complex waters of boat pricing. This article will explore how NADA influences boat valuation, the tools available for accurate pricing, and the various factors that affect both used and new boat values. Whether you're a first-time buyer or an experienced boat trader, knowing how to assess a NADA boat's value will empower you in the boat market.
- [NADA RV Values: Understanding NADA and Kelley Blue Book Values](https://elitedirectfinance.com/rv/nada-rv/): When it comes to determining the value of your RV, understanding the NADA RV values is crucial. The process can be straightforward with the right resources, allowing RV owners to accurately appraise their vehicles. The Kelley Blue Book stands as one of the most trusted references for used RV values, aiding both buyers and sellers in the RV market. In this article, we will explore how to find your RV's value using NADA, the factors that influence RV values, and how to achieve the best selling price for your RV.
- [Should I Refinance My RV](https://elitedirectfinance.com/rv/should-i-refinance-my-rv/): Refinancing your RV can be a smart financial move, providing you with opportunities to lower your monthly payments, reduce the interest rate, or adjust your loan terms to better fit your budget. Whether you own a new RV or a used camper, understanding the nuances of RV loan refinancing can help you make informed decisions about your recreational vehicle financing. This article will explore the benefits of refinancing your RV, the best times to consider it, and the essential steps for a successful refinancing process.
- [How To Trade In A Financed RV](https://elitedirectfinance.com/rv/how-to-trade-in-a-financed-rv/): Love your RV, but considering a trade-in for an upgrade? Navigating through the maze of financing a new RV — contemplating the cost, weighing your options, and understanding the market — can be overwhelming.
- [RVs vs Motorhomes: Understanding the Different Classes and Types](https://elitedirectfinance.com/rv/rvs-vs-motorhomes/): Deciding to hit the open road is easy—but figuring out the right travel setup, especially when you're deciding between RVs vs motorhomes? That’s where things often get tricky. Whether you're mapping out a cross-country adventure or planning an unforgettable weekend trip, choosing the right recreational vehicle (RV) or motorhome is essential.
- [How Much Should You Put Down To Finance An RV Loan?](https://elitedirectfinance.com/finance/put-down-to-finance-an-rv-loan/): When it comes to financing an RV, determining the right down payment is crucial. Figuring out how much you should put down to finance an RV is an important step of the process. The amount you decide to put down can significantly influence your RV loan terms, monthly payments, and overall financial health throughout the life of the loan. In this article, we will explore the ideal down payment for obtaining an RV loan, the impact of your credit score, various financing options available, and how to navigate the loan application process effectively. Read on if you're planning on RV shopping.
- [Choosing Between Inboard and Outboard Engines](https://elitedirectfinance.com/boating/inboard-and-outboard-engines/): By considering these factors, you can make a more informed decision when choosing between inboard and outboard engines for your boating needs.
- [Tips for Improving Your Credit Score For a Boat Loan](https://elitedirectfinance.com/finance/tips-for-improving-your-credit-score-for-a-boat-loan/): Owning a boat is a dream for many, representing freedom, adventure, and endless weekends on the water. But before you can set sail, you often need a boat loan, and a crucial part of securing that loan is having a great credit score. This blog post will guide you through the essential steps to improve your credit score and enhance your chances of getting favorable terms on your boat loan.
- [Navigating Your Debt-to-Income Ratio for Boat and RV Loans](https://elitedirectfinance.com/finance/debt-to-income-ratio-for-boat-and-rv-loans/): Understanding your debt-to-income ratio is essential for boat and RV enthusiasts looking to secure financing. By knowing how to calculate your DTI ratio and striving for an ideal range, you can improve your chances of loan approval and secure better terms. Implementing the practical tips provided can help you manage your finances effectively and achieve your dream of owning a boat or RV.
- [7 Tips For Naming Your New Boat](https://elitedirectfinance.com/boating/naming-your-new-boat/): Naming your new boat is more than just a fun task—it's a significant part of the boating experience that reflects the owner's pride and identity. A well-chosen name can add character to your vessel, making it a cherished part of your nautical adventures. Whether you're a seasoned mariner or a new boat owner, finding the perfect name for your boat is an exciting endeavor that deserves careful consideration. Here are seven tips to help you navigate the process and select a name that will make your boat stand out.
- [The Difference Between Pre-Qualified and Pre-Approved](https://elitedirectfinance.com/finance/difference-between-pre-qualified-and-pre-approved/): For anyone in the market for a new boat or RV, understanding the difference between pre-qualified and pre-approved can make all the difference between an easy journey and a difficult voyage. This informative guide is crafted for those ready to take the plunge, ensuring you're equipped with the knowledge to make financially astute decisions when purchasing your marine or recreational vehicles.
- [Bad Credit RV Loan Financing](https://elitedirectfinance.com/finance/bad-credit-rv-loan-financing/): In today's world, owning an RV can open up a world of adventure and travel opportunities. However, for individuals with bad credit, securing financing for an RV purchase can be challenging. This article will delve into the intricacies of bad credit RV loan financing, including how to improve your credit score to increase your chances of approval and finding the right loan despite past credit issues.
- [How Long Can You Finance a Boat?](https://elitedirectfinance.com/finance/how-long-finance-boat/): Boat ownership offers the freedom to explore waterways and enjoy leisure activities. However, purchasing a boat often requires financing, and if you're considering this option, understanding the loan term is crucial. This article delves into the various aspects of boat financing, including the types of loans available, factors affecting the loan term, differences in loan terms for new and used boats, and how to find the right boat loan for your situation.

## Pages
- [Insurance](https://elitedirectfinance.com/insurance/): Elite Direct Insurance brings same-day quotes and multi-carrier coverage to the same team that handled your loan. One family of companies, from financing through protection.
- [Dock & Lift Loans](https://elitedirectfinance.com/dock-lift-loans/): Elite Direct Finance makes it easy to fund the upgrades that matter most to lake and coastal homeowners. Whether you're building a new dock, installing a boat lift, or investing in your outdoor waterfront space, our Dock and Lift Loans give you fast, affordable financing—with no home equity, no appraisals, and no fees.
- [Horse Trailer Loan](https://elitedirectfinance.com/horse-trailer-loan/): Get Pre-Qualified Without Impacting Your Credit
- [Camper Loans](https://elitedirectfinance.com/camper-loans/): Hassle-Free Camper Loans Process
- [Prequal Received](https://elitedirectfinance.com/prequal-received/): If you need immediate assistance please call 866-553-0686.
- [Application BoatHistory](https://elitedirectfinance.com/application-boathistory/): Step 1 of 19 - Online Credit Application for Elite Direct Finance 5% X/TwitterThis field is for validation purposes and should be left unchanged.Are you applying jointly with another individual? Are you applying jointly with another individual? Do you know which unit you are interested in purchasing? Do you know which unit you are interested in purchasing? Do you have a unit that you will be trading in? Do you have a unit that you will be trading in? 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Is your mailing address different than your current/physical address? Mailing AddressAddress(Required) Street Address County City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code Previous ResidenceAddress(Required) Same as previous residence of Primary Applicant Street Address County City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code How LongYearsPlease enter a number from 0 to 99.MonthsPlease enter a number less than or equal to 11. Current EmploymentStatus(Required)Choose OneEmployedHome-MakerMilitaryRetiredSelf-Employed/1099StudentTemp/Staffing AgencyUmemployedOccupation(Required)OccupationEmployer Name(Required)Employer NameGross Salary(Required)Monthly/AnnuallyChoose OneMonthlyAnnuallyWork Phone(Required)How LongYearsPlease enter a number from 0 to 99.MonthsPlease enter a number less than or equal to 11.Address Street Address County City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code Do you have any other sources of income? (e.g. Alimony, Child Support, etc.) Do you have any other sources of income? (e.g. Alimony, Child Support, etc.) Previous EmploymentStatus(Required)Choose OneEmployedHome-MakerMilitaryRetiredSelf-Employed/1099StudentTemp/Staffing AgencyUmemployedOccupation(Required)OccupationEmployer Name(Required)Employer NameGross Salary(Required)Monthly/AnnuallyChoose OneMonthlyAnnuallyWork Phone(Required)How LongYearsPlease enter a number from 0 to 99.MonthsPlease enter a number less than or equal to 11.Address Street Address County City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code Other IncomeSource(Required)Choose OneAid for Dependent ChildrenChild SupportCost of Living Allowance (COLA)DisabilityFamily Subsistence Supplemental Allowance (FSSA)Housing AllowancesMilitary Basic Allowance for Subsistence (BAS)Municipal Bond InterestOther Non-Taxable Sources of IncomePublic AssistanceRailroad PensionSecondary Job/EmploymentSocial Security BenefitsWorkman's CompensationOtherOther Gross IncomeGross SalaryMonthly/AnnuallyChoose OneMonthlyAnnuallySecondary EmploymentOccupation(Required)Employer Name(Required)Gross SalaryMonthly/AnnuallyChoose OneMonthlyAnnuallyWork Phone(Required)How LongYearsPlease enter a number from 0 to 99.MonthsPlease enter a number less than or equal to 11.Secondary Employment AddressAddress Street Address County City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code What Are You Purchasing?Type of Unit(Required)Choose oneMarineRVPowersportsMarine Unit Boat/Hull Motor Trailer Powersport Type Powersports - Motorcycle Powersports - ATV Powersports - UTV/Side-by-Side Powersports - Snowmobiles Powersports - Side Cars Powersports - Trailers Powersports – Personal Watercraft BoatVIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)ModelLengthRecreational VehicleVIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)ModelClass TypeChoose OneClass AClass A DieselClass BClass B DieselClass CClass C DieselFifth WheelOtherPark ModelTent CamperTravel TrailerTruck CamperLengthMileageColor Number of MotorsChoose one12Motor #1VIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)ModelHPFuel TypeChoose OneGASDIESELELECTRICGAS/ELECTRICETHANOLPROPANEOTHERCNGHYDROGENBIODIESELMotor TypeChoose OneINBOARDOUTBOARDSTERNDRIVEMotor #2VIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)ModelHPFuel TypeChoose OneGASDIESELELECTRICGAS/ELECTRICETHANOLPROPANEOTHERCNGHYDROGENBIO-DIESELMotor TypeChoose OneINBOARDOUTBOARDSTERNDRIVE TrailerVIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)Model# of Axles Powersports-MotorcyleVIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)ModelMileageFuel TypeChoose OneGASDIESELELECTRICGAS/ELECTRICETHANOLPROPANEOTHERCNGHYDROGENBIODIESELPowersports - UTV/Side-by-SideVIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)ModelMileageFuel TypeChoose OneGASDIESELELECTRICGAS/ELECTRICETHANOLPROPANEOTHERCNGHYDROGENBIODIESELPowersports - ATVVIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)ModelMileageFuel TypeChoose OneGASDIESELELECTRICGAS/ELECTRICETHANOLPROPANEOTHERCNGHYDROGENBIODIESELPowersports - SnowmobilesVIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)ModelMileageFuel TypeChoose OneGASDIESELELECTRICGAS/ELECTRICETHANOLPROPANEOTHERCNGHYDROGENBIODIESELPowersports - Side CarsVIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)ModelMileageFuel TypeChoose OneGASDIESELELECTRICGAS/ELECTRICETHANOLPROPANEOTHERCNGHYDROGENBIODIESELPowersports - TrailersVIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)ModelMileageFuel TypeChoose OneGASDIESELELECTRICGAS/ELECTRICETHANOLPROPANEOTHERCNGHYDROGENBIODIESELPowersports – Personal WatercraftVIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)ModelMileageFuel TypeChoose OneGASDIESELELECTRICGAS/ELECTRICETHANOLPROPANEOTHERCNGHYDROGENBIODIESEL Number of Trade-Ins 1 2 Trade-In #1Year(Required)MakeModelVIN/Serial NumberMileageBalance OwedLien HolderTrade-In #2Year(Required)MakeModelVIN/Serial NumberMileageBalance OwedLien Holder Payment Information (Optional)How much cash down payment are you willing to make?What is your preferred maximum monthly payment?Notice to Ohio ResidentsThe Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.Legal DisclosureYou agree that your telephone communications with us and any financial company that reviews this credit application may be monitored and/or recorded to assure the quality of service. You give your consent to receive calls and text messages from the creditor or its third party debt collector at any number you have given us in this credit application or in the future; including calls and messages made using an auto dialer or prerecorded message, even if the telephone number is a cell phone number or other wireless device and the contact or message results in a charge to you. You agree that we can send disclosures or other communications to you electronically at the e-mail address you have given us. IMPORTANT APPLICANT INFORMATION: Federal law requires financial companies to obtain sufficient information to verify your identity. You may be asked several questions and to provide one or more forms of identification to fulfill this requirement. In some instances we may use outside sources to confirm the information.By entering your name below & submitting this application, you certify that the information provided on the application is, to the best of your knowledge, complete and accurate. You agree to provide your electronic signature, acknowledge receipt of any Disclosures and agree to the E-SIGN CONSENT. By submitting this credit application you understand that we and the financial institution(s) will rely on this information to judge your credit worthiness, and will retain this application and information about you whether or not this application is approved. Further, you authorize an investigation of your credit and employment history, which will include obtaining credit report(s) from one or more consumer credit reporting agencies. You further understand that we and/or the financial institution(s) that evaluate your application may require additional information. You agree that you will accept disclosures or other communications electronically at the e-mail address you have given us. You agree that we or any financial institution(s) that review this credit application may call or text you at the phone number you have given us in this application. You understand that false statements may subject you to criminal penalties. Upon successful submission of this application, you will receive an email with a link to download a copy of the completed credit application for your records. If you do not wish to electronically sign & submit this application online, you may print the credit application (by clicking on the printer icon above) and manually sign and submit it off-line.Private Party or Through Dealership(Required) Private Through Dealer Enter Your Full Name(Required)Dealership Name(Required)Sales Person Name (optional)Notes to Dealer (optional)
- [Application Boattest](https://elitedirectfinance.com/application-boattest/): Step 1 of 19 - Online Credit Application for Elite Direct Finance 5% CommentsThis field is for validation purposes and should be left unchanged.Are you applying jointly with another individual? Are you applying jointly with another individual? Do you know which unit you are interested in purchasing? Do you know which unit you are interested in purchasing? Do you have a unit that you will be trading in? Do you have a unit that you will be trading in? Personal InformationName(Required) First Last SSN(Required)Date of Birth(Required)MonthMonth123456789101112DayDay12345678910111213141516171819202122232425262728293031YearYear202720262025202420232022202120202019201820172016201520142013201220112010200920082007200620052004200320022001200019991998199719961995199419931992199119901989198819871986198519841983198219811980197919781977197619751974197319721971197019691968196719661965196419631962196119601959195819571956195519541953195219511950194919481947194619451944194319421941194019391938193719361935193419331932193119301929192819271926192519241923192219211920Email(Required) Driver's License(Required)State(Required)Choose StateALAKAZARCACOCTDEDCFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPAPRRISCSDTNTXUTVTVAWAWVWIWYAre you a U.S. Citizen?(Required) No Yes Enter your 10-digit mobile phone number below. We will send you text messages as necessary. Standard carrier SMS rates may apply.Cell Phone(Required)Home Phone Current ResidenceAddress(Required) Street Address County City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific Zip Code How LongYears(Required)Please enter a number from 0 to 99.MonthsPlease enter a number less than or equal to 11.Are you married?(Required) No Yes Spouse's Name(Required)Spouse's Email(Required) Spouse's Phone(Required)Housing Status(Required)Choose OneOwnRentWith RelativesWith FriendsOtherMonthly Rent/Mortgage Pmt(Required)Landlord/Mortgage CoLandlord/Mortgage PhoneIs your mailing address different than your current/physical address? Is your mailing address different than your current/physical address? Mailing Address(Required) Street Address County City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code Previous ResidenceAddress Street Address County City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code YearsPlease enter a number from 0 to 99.MonthsPlease enter a number less than or equal to 11. Current EmploymentEmployment StatusChoose OneEmployedHome-MakerMilitaryRetiredSelf-Employed/1099StudentTemp/Staffing Agency/UmeployedOccupation(Required)OccupationEmployer Name(Required)Employer NameGross Salary(Required)Monthly/Annually(Required)Choose OneMonthlyAnnuallyWork Phone(Required)How LongYearsPlease enter a number from 0 to 99.MonthsPlease enter a number less than or equal to 11.Do you have any other sources of income? (e.g. Alimony, Child Support, etc.) Do you have any other sources of income? (e.g. Alimony, Child Support, etc.) Previous EmploymentEmployment StatusChoose OneEmployedHome-MakerMilitaryRetiredSelf-Employed/1099StudentTemp/Staffing Agency/UmeployedOccupation(Required)OccupationEmployer Name(Required)Employer NameGross Salary(Required)Monthly/AnnuallyChoose OneMonthlyAnnuallyWork Phone(Required)How LongYearsPlease enter a number from 0 to 99.MonthsPlease enter a number less than or equal to 11. Other IncomeSource(Required)Choose OneAid for Dependent ChildrenChild SupportCost of Living Allowance (COLA)DisabilityFamily Subsistence Supplemental Allowance (FSSA)Housing AllowancesMilitary Basic Allowance for Subsistence (BAS)Municipal Bond InterestOther Non-Taxable Sources of IncomePublic AssistanceRailroad PensionSecondary Job/EmploymentSocial Security BenefitsWorkman's CompensationOtherOther Gross IncomeGross Income(Required)Monthly/AnnuallyMonthlyAnnuallySecondary EmploymentOccupation(Required)Employer Name(Required)Gross Salary(Required)Monthly/AnnuallyChoose OneMonthlyAnnuallyWork Phone(Required)How LongYearsPlease enter a number from 0 to 99.MonthsPlease enter a number less than or equal to 11.Secondary Employer AddressAddress Street Address County City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code Personal InformationName(Required) First Middle Last Suffix SSN(Required)Date of Birth(Required)MonthMonth123456789101112DayDay12345678910111213141516171819202122232425262728293031YearYear202720262025202420232022202120202019201820172016201520142013201220112010200920082007200620052004200320022001200019991998199719961995199419931992199119901989198819871986198519841983198219811980197919781977197619751974197319721971197019691968196719661965196419631962196119601959195819571956195519541953195219511950194919481947194619451944194319421941194019391938193719361935193419331932193119301929192819271926192519241923192219211920Applicant Relation(Required)Choose OneSpouseParentResides WithOtherEmail(Required) Driver's License Number(Required)State(Required)Choose StateALAKAZARCACOCTDEDCFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWYCell Phone(Required)Home Phone Current ResidenceAddress(Required) Same Current Address as the Primary Applicant Street Address County City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code How LongYearsPlease enter a number from 0 to 99.MonthsPlease enter a number from 0 to 11.Status(Required)Choose OneOwnRentWith RelativesWith FriendOtherMonthly Rent/Mortgage Pmt(Required)Landlord/Mortgage CoLandlord/Mortgage PhoneIs your mailing address different than your current/physical address? Is your mailing address different than your current/physical address? Mailing AddressAddress(Required) Street Address County City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code Previous ResidenceAddress(Required) Same as previous residence of Primary Applicant Street Address County City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code How LongYearsPlease enter a number from 0 to 99.MonthsPlease enter a number less than or equal to 11. Current EmploymentStatus(Required)Choose OneEmployedHome-MakerMilitaryRetiredSelf-Employed/1099StudentTemp/Staffing AgencyUmemployedOccupation(Required)OccupationEmployer Name(Required)Employer NameGross Salary(Required)Monthly/AnnuallyChoose OneMonthlyAnnuallyWork Phone(Required)How LongYearsPlease enter a number from 0 to 99.MonthsPlease enter a number less than or equal to 11.Address Street Address County City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code Do you have any other sources of income? (e.g. Alimony, Child Support, etc.) Do you have any other sources of income? (e.g. Alimony, Child Support, etc.) Previous EmploymentStatus(Required)Choose OneEmployedHome-MakerMilitaryRetiredSelf-Employed/1099StudentTemp/Staffing AgencyUmemployedOccupation(Required)OccupationEmployer Name(Required)Employer NameGross Salary(Required)Monthly/AnnuallyChoose OneMonthlyAnnuallyWork Phone(Required)How LongYearsPlease enter a number from 0 to 99.MonthsPlease enter a number less than or equal to 11.Address Street Address County City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code Other IncomeSource(Required)Choose OneAid for Dependent ChildrenChild SupportCost of Living Allowance (COLA)DisabilityFamily Subsistence Supplemental Allowance (FSSA)Housing AllowancesMilitary Basic Allowance for Subsistence (BAS)Municipal Bond InterestOther Non-Taxable Sources of IncomePublic AssistanceRailroad PensionSecondary Job/EmploymentSocial Security BenefitsWorkman's CompensationOtherOther Gross IncomeGross SalaryMonthly/AnnuallyChoose OneMonthlyAnnuallySecondary EmploymentOccupation(Required)Employer Name(Required)Gross SalaryMonthly/AnnuallyChoose OneMonthlyAnnuallyWork Phone(Required)How LongYearsPlease enter a number from 0 to 99.MonthsPlease enter a number less than or equal to 11.Secondary Employment AddressAddress Street Address County City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code What Are You Purchasing?Type of Unit(Required)Choose oneMarineRVPowersportsMarine Unit Boat/Hull Motor Trailer Powersport Type Powersports - Motorcycle Powersports - ATV Powersports - UTV/Side-by-Side Powersports - Snowmobiles Powersports - Side Cars Powersports - Trailers Powersports – Personal Watercraft BoatVIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)ModelLengthRecreational VehicleVIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)ModelClass TypeChoose OneClass AClass A DieselClass BClass B DieselClass CClass C DieselFifth WheelOtherPark ModelTent CamperTravel TrailerTruck CamperLengthMileageColor Number of MotorsChoose one12Motor #1VIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)ModelHPFuel TypeChoose OneGASDIESELELECTRICGAS/ELECTRICETHANOLPROPANEOTHERCNGHYDROGENBIODIESELMotor TypeChoose OneINBOARDOUTBOARDSTERNDRIVEMotor #2VIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)ModelHPFuel TypeChoose OneGASDIESELELECTRICGAS/ELECTRICETHANOLPROPANEOTHERCNGHYDROGENBIO-DIESELMotor TypeChoose OneINBOARDOUTBOARDSTERNDRIVE TrailerVIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)Model# of Axles Powersports-MotorcyleVIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)ModelMileageFuel TypeChoose OneGASDIESELELECTRICGAS/ELECTRICETHANOLPROPANEOTHERCNGHYDROGENBIODIESELPowersports - UTV/Side-by-SideVIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)ModelMileageFuel TypeChoose OneGASDIESELELECTRICGAS/ELECTRICETHANOLPROPANEOTHERCNGHYDROGENBIODIESELPowersports - ATVVIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)ModelMileageFuel TypeChoose OneGASDIESELELECTRICGAS/ELECTRICETHANOLPROPANEOTHERCNGHYDROGENBIODIESELPowersports - SnowmobilesVIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)ModelMileageFuel TypeChoose OneGASDIESELELECTRICGAS/ELECTRICETHANOLPROPANEOTHERCNGHYDROGENBIODIESELPowersports - Side CarsVIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)ModelMileageFuel TypeChoose OneGASDIESELELECTRICGAS/ELECTRICETHANOLPROPANEOTHERCNGHYDROGENBIODIESELPowersports - TrailersVIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)ModelMileageFuel TypeChoose OneGASDIESELELECTRICGAS/ELECTRICETHANOLPROPANEOTHERCNGHYDROGENBIODIESELPowersports – Personal WatercraftVIN/Serial NumberType(Required)Choose oneNewUsedYearMake(Required)ModelMileageFuel TypeChoose OneGASDIESELELECTRICGAS/ELECTRICETHANOLPROPANEOTHERCNGHYDROGENBIODIESEL Number of Trade-Ins 1 2 Trade-In #1Year(Required)MakeModelVIN/Serial NumberMileageBalance OwedLien HolderTrade-In #2Year(Required)MakeModelVIN/Serial NumberMileageBalance OwedLien Holder Payment Information (Optional)How much cash down payment are you willing to make?What is your preferred maximum monthly payment?Notice to Ohio ResidentsThe Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.Legal DisclosureYou agree that your telephone communications with us and any financial company that reviews this credit application may be monitored and/or recorded to assure the quality of service. You give your consent to receive calls and text messages from the creditor or its third party debt collector at any number you have given us in this credit application or in the future; including calls and messages made using an auto dialer or prerecorded message, even if the telephone number is a cell phone number or other wireless device and the contact or message results in a charge to you. You agree that we can send disclosures or other communications to you electronically at the e-mail address you have given us. IMPORTANT APPLICANT INFORMATION: Federal law requires financial companies to obtain sufficient information to verify your identity. You may be asked several questions and to provide one or more forms of identification to fulfill this requirement. In some instances we may use outside sources to confirm the information.By entering your name below & submitting this application, you certify that the information provided on the application is, to the best of your knowledge, complete and accurate. You agree to provide your electronic signature, acknowledge receipt of any Disclosures and agree to the E-SIGN CONSENT. By submitting this credit application you understand that we and the financial institution(s) will rely on this information to judge your credit worthiness, and will retain this application and information about you whether or not this application is approved. Further, you authorize an investigation of your credit and employment history, which will include obtaining credit report(s) from one or more consumer credit reporting agencies. You further understand that we and/or the financial institution(s) that evaluate your application may require additional information. You agree that you will accept disclosures or other communications electronically at the e-mail address you have given us. You agree that we or any financial institution(s) that review this credit application may call or text you at the phone number you have given us in this application. You understand that false statements may subject you to criminal penalties. Upon successful submission of this application, you will receive an email with a link to download a copy of the completed credit application for your records. If you do not wish to electronically sign & submit this application online, you may print the credit application (by clicking on the printer icon above) and manually sign and submit it off-line.Private Party or Through Dealership(Required) Private Through Dealer Enter Your Full Name(Required)Dealership Name(Required)Sales Person Name (optional)Notes to Dealer (optional)
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- [Co-Applicant](https://elitedirectfinance.com/co-applicant/): Step 1 of 6 - Personal Info 16% Co-Buyer InformationName(Required) First Middle Last Suffix SSN(Required)Date of Birth(Required)MonthMonth123456789101112DayDay12345678910111213141516171819202122232425262728293031YearYear202720262025202420232022202120202019201820172016201520142013201220112010200920082007200620052004200320022001200019991998199719961995199419931992199119901989198819871986198519841983198219811980197919781977197619751974197319721971197019691968196719661965196419631962196119601959195819571956195519541953195219511950194919481947194619451944194319421941194019391938193719361935193419331932193119301929192819271926192519241923192219211920Email(Required) Name of Primary Applicant(Required)Applicant Relation(Required)Choose OneSpouseParentResides WithOtherDealership Name (if any)Driver's License(Required)State(Required)Choose StateALAKAZARCACOCTDEDCFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPAPRRISCSDTNTXUTVTVAWAWVWIWYEnter your 10-digit mobile phone number below. We will send you text messages as necessary. Standard carrier SMS rates may apply.Cell Phone(Required)Home Phone Save and Continue Later Current ResidenceAddress(Required) Street Address County City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific Zip Code How LongYears(Required)Please enter a number from 0 to 99.MonthsPlease enter a number less than or equal to 11.Status(Required)Choose OneOwnRentWith RelativesWith FriendsOtherMonthly Rent/Mortgage Pmt(Required)Landlord/Mortgage CoLandlord/Mortgage PhoneIs your mailing address different than your current/physical address? 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Mailing Address(Required) Street Address County City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code Save and Continue Later Previous ResidenceAddress Street Address County City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code YearsPlease enter a number from 0 to 99.MonthsPlease enter a number less than or equal to 11. Save and Continue Later Current EmploymentStatusChoose OneEmployedHome-MakerMilitaryRetiredSelf-Employed/1099StudentTemp/Staffing Agency/UmeployedOccupation(Required)OccupationEmployer Name(Required)Employer NameGross Salary(Required)Monthly/Annually(Required)Choose OneMonthlyAnnuallyWork Phone(Required)How LongYearsPlease enter a number from 0 to 99.MonthsPlease enter a number less than or equal to 11.Address Street Address County City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code Do you have any other sources of income? (e.g. Alimony, Child Support, etc.) Do you have any other sources of income? (e.g. Alimony, Child Support, etc.) Save and Continue Later Previous EmploymentStatusChoose OneEmployedHome-MakerMilitaryRetiredSelf-Employed/1099StudentTemp/Staffing Agency/UmeployedOccupation(Required)OccupationEmployer Name(Required)Employer NameGross Salary(Required)Monthly/AnnuallyChoose OneMonthlyAnnuallyWork Phone(Required)How LongYearsPlease enter a number from 0 to 99.MonthsPlease enter a number less than or equal to 11.Address Street Address county City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code Save and Continue Later Other IncomeSource(Required)Choose OneAid for Dependent ChildrenChild SupportCost of Living Allowance (COLA)DisabilityFamily Subsistence Supplemental Allowance (FSSA)Housing AllowancesMilitary Basic Allowance for Subsistence (BAS)Municipal Bond InterestOther Non-Taxable Sources of IncomePublic AssistanceRailroad PensionSecondary Job/EmploymentSocial Security BenefitsWorkman's CompensationOtherOther Gross IncomeGross Income(Required)Monthly/AnnuallyMonthlyAnnuallySecondary EmploymentOccupation(Required)Employer Name(Required)Gross Salary(Required)Monthly/AnnuallyChoose OneMonthlyAnnuallyWork Phone(Required)How LongYearsPlease enter a number from 0 to 99.MonthsPlease enter a number less than or equal to 11.Secondary Employer AddressAddress Street Address County City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code Notes to Dealer (optional) Save and Continue Later
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