About Elite Direct Finance

Worry Free Loans Process

Better Service, Better Loans

Our aim is not just to be the largest finance company in our industry but to be the best at connecting customers with the most suitable financing solution for their boat, RV, camper and power sport vehicle purchases.

When you submit an online application for a boat loan or RV loan or reach out to a representative from Elite Direct Finance, your inquiries will be managed by a dedicated team of professionals. We prioritize a personalized approach, viewing each client as a distinct individual rather than an anonymous account number.

With Elite Direct Finance, you can trust that you’ll receive swift, individualized, and top-notch service—unparalleled in the industry. The Elite Direct Finance team is exceptionally well-equipped to advocate on your behalf with potential lenders because of our relationships with the top players in the industry.


Years Experience


Funds Financed




Prompt, courteous service

Expert staff to answer all of your questions

A variety of flexible finance packages for various credits

Access to programs to help you enjoy the water or open road worry free

Transparency with all rates, terms and fees

Not a bank, but a company that shares your passion

Don’t Just take our word for it

Real Customers. Great Reviews.

Explore the real stories behind our boat and RV loan success. At Elite, our commitment is simple: delivering top-notch service. Read our genuine 5-star reviews from clients who’ve experienced firsthand what sets us apart. These testimonials aren’t just words; they’re proof of our reliable service. Join the satisfied customers who’ve turned their dreams into reality with Elite Direct Finance.


Phil and the gang worked a miracle to get me in this boat. Easy, and enjoyable transaction. Highly recommend.

Martin Mason – New Boat Owner


Great people to work with and very knowledgeable about the RV purchasing process. Highly recommend Elite.

Thomas McCarthy – New RV Owner


Trusted by Thousands of customers


Elite Direct Finance called us within five minutes of purchasing our boat with approval. They were quick to get all the paperwork in order and ready for the delivery of our boat within a few short days. I highly recommend their services.

Jason Love – Boat Loan Client

A Message From our president

Making Memories that last a lifetime

Whether its time on the water or exploring the open roads, boating and camping are about time with friends and family.

Some of my greatest memories were made on the water with my late father. Our mission at Elite Direct Finance is to provide you access to the finance programs you need to create those memories and experiences with your family and friends.

With over 100 years’ combined experience in the recreation finance industry, our team has been providing great service to the customers of some of the largest dealers throughout the country based upon integrity and transparency.

Elite Direct About Us