NEW FROM THE ELITE FAMILY

You Financed It With Us. Now Protect It With Us.

Elite Direct Insurance brings same-day quotes and multi-carrier coverage to the same team that handled your loan. One family of companies, from financing through protection.

COVERAGE OPTIONS

Insurance Built for the Lifestyle You Financed

Most lenders require insurance on financed recreational vehicles. We make it easy — quotes from multiple carriers, agents who specialize in marine and RV coverage, and a process designed to keep your purchase moving.

Boat Insurance

Center consoles, cruisers, pontoons, and yachts. Agreed-value and replacement-cost options, on-water towing, and coverage that travels with you across state lines.

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RV Insurance

Class A, B, and C motorhomes, fifth wheels, and travel trailers. Full-timer coverage, vacation liability, and personal effects protection for the road life.

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Camper Insurance

Pop-up campers, truck campers, and pull-behind trailers. Coverage for your rig plus the gear inside, with optional roadside assistance for off-grid trips.

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Horse Trailer Insurance

Bumper-pull and gooseneck trailers, with living-quarter options. Coverage for the trailer, tack, and equipment — built for owners who haul their animals nationwide.

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WHY BUNDLE WITH ELITE

One Team, From Loan to Coverage

Same-Day Quotes

Get covered fast — most quotes come back the same day so your loan closing stays on track.

Multiple Carriers

We shop trusted insurance carriers to find the right fit — not the first quote, the best one.

Specialist Agents

Marine and RV specialists who actually know your asset class. No generalists guessing at coverage limits.

Connected to Your Loan

Your loan officer and insurance agent are on the same team. No re-explaining your purchase across two companies.

Two Decades of Trust

The Elite family has served marine and RV customers for over 20 years. Same name on the loan, same name on the policy.

Real Support, Real People

Clear coverage explanations, fast communication, and someone who picks up when you have a claim. No call-center runaround.

HOW IT WORKS

Three Steps from Loan to Insured

1

Request a Quote

Tell us about your boat, RV, camper, or horse trailer. Takes a couple of minutes online or one call.

2

Compare Options

Our specialists shop carriers and bring you the best fit — clear pricing, no fine-print surprises.

3

Get Covered & Close

Bind your policy and send proof of insurance straight to your loan file. No friction, no delays.

COMMON QUESTIONS

Insurance + Financing FAQs

Yes, in nearly every case. Lenders require comprehensive and collision (or comparable) coverage on financed recreational vehicles to protect their collateral. Proof of insurance is typically required before funding releases.

Yes — that’s exactly the point of Elite Direct Insurance. You can request a quote at any point in the loan process, and our team coordinates directly with your loan officer so coverage is in place by closing.

We’re an independent agency, which means we shop multiple trusted carriers on your behalf to find the best fit for your asset and budget — not just one company’s products.

Most quotes come back the same business day. Have your VIN or hull ID, year, make, and model ready and the process moves fast.

Absolutely. We can quote against your existing policy and show you exactly where coverage or price differs. If switching saves you money or improves protection, we’ll handle the transition.

Coverage availability depends on the carrier and state. Submit your quote request with your address and we’ll confirm what’s available in your area.

Ready to Protect What You Just Financed?

Get a same-day quote from Elite Direct Insurance and finish your purchase with peace of mind.

Get My Insurance Quote
Call 888-672-3453

Elite Direct Insurance is a sister company of Elite Direct Finance. Quotes are provided through independent licensed insurance agents and are subject to underwriting approval.